What is JuniGo and who is it for?

JuniGo is a global payment platform that enables fast, affordable, and secure cross-border payments using stablecoins like USDC and USDY. It is built for underbanked micro, small, and medium enterprises (MSMEs) and freelancers, especially in emerging markets, to overcome the limitations of traditional banking systems.

Can I earn interest or yield on my funds with JuniGo?

Yes! Through JuniGo, you can earn passive income by holding USDY, a yield-bearing stablecoin backed by U.S. Treasury assets. It’s a secure way to grow your funds while maintaining dollar stability and liquidity—ideal for businesses and freelancers alike.

Is JuniGo safe and compliant?

Yes. Security and compliance are core to our platform:

• We give full control of your wallet and cashflow back to yourself without having to ever worry about account freeze

• We use multi-signature authorization and conditional payments for added security

• Our systems are built to support KYC/KYB, AML compliance, and audited financial flows to ensure our wallet and transactions are protected

• JuniGo will be receive Canada Money Services Business license by end of the year

What countries or regions does JuniGo support?

JuniGo primarily supports users in Africa and Asia, with pilot partners and integrations in Ghana, Nigeria, Rwanda, Singapore, China etc.. We are expanding rapidly and adding new fiat on/off ramps regularly.

How do I convert local currency to USDC or USDY?

JuniGo partners with regional on/off-ramp providers like YellowCard to enable smooth conversions from local currencies (e.g. NGN, GHS, KES) to USDC or USDY. Users can top up using bank transfers or mobile money and instantly receive stablecoins in their wallet.

Do I need to understand crypto to use JuniGo?

Not at all. JuniGo is designed for non-crypto-native users. Our platform hides the complexity behind an intuitive interface, and we offer fiat-to-fiat experiences with stablecoin technology running in the background.

How can I join or partner with JuniGo?

If you're a business, financial institution, or platform interested in integrating or partnering with us, contact us at support@junigo.co. We're always looking to expand access to decentralized finance where it’s needed most.

How do I get started with JuniGo?

Download the JuniGo app or visit our website, then register with your phone number or email. You’ll need to complete a KYC (Know Your Customer) or KYB (Know Your Business) verification to unlock full features. Once verified, you can deposit local currency, convert it to USDC, and start sending or receiving payments globally.

How does JuniGo enable cross-border payments?

JuniGo allows you to send and receive USDC, a USD-backed stablecoin, across borders instantly. Our system eliminates traditional banking delays and high fees by using blockchain technology and wallets, giving you full control and real-time settlement. The solution also help to bridge you from fiat to fiat, if your recipients wishes to receive payment in bank accounts.

What is USDC and why does JuniGo use it?

USDC is a USD-backed stablecoin that maintains a 1:1 value with the U.S. dollar. JuniGo uses USDC to enable near-instant cross-border payments with low fees and minimal volatility, making it a reliable tool for international transactions.

What is USDY and how does it work?

USDY is a yield-bearing stablecoin backed by U.S. Treasury assets. Verified users can convert their USDC to USDY to earn passive income. It combines the stability of the U.S. dollar with the benefits of daily yield accrual, making it ideal for capital preservation and growth.