Story 1

Yatik Microcredit (Ghana)

Partner:

Unlocking Cross-Border Trade for a Ghanaian Microfinance Institution

Use Case:

Cross-border supplier payments + trust-based financing

Challenge:

Yatik Microcredit, a licensed microfinance institution in Ghana, struggled to support clients engaging in international trade. Cross-border payments took 7–10 days, FX volatility caused losses, and Letters of Credit were too costly for most clients.

JuniGo’s Solution:

JuniGo integrated with Yatik’s loan processing workflow to enable:

• Stablecoin-based supplier payments in minutes

• Smart contracts to hold funds in escrow until shipping conditions were verified

• Automated invoice generation and audit trails for compliance

• AI-powered FX hedging for clients managing recurring USD expenses

Outcome:

Yatik reduced transaction time by 85% and financing turnaround by 60%. Clients could now pay overseas suppliers confidently and receive favorable payment terms. Within 3 months, over 400 SMEs had onboarded through Yatik’s referral portal powered by JuniGo.

Story 2

YellowCard (Pan-African crypto on/off-ramp)

Partner:

Instant USD Access for African Traders via YellowCard Integration

Use Case:

Local currency to stablecoin conversion for cross-border payments

Challenge:

Many of JuniGo’s African users faced challenges converting local currencies into USD or stablecoins to pay international suppliers. Banks imposed high FX spreads and slow processing times.

JuniGo + YellowCard Integration:

JuniGo integrated YellowCard's on-ramp API to allow:

• Instant conversion from local currency (e.g. NGN, GHS, KES) to USDC/USDT

• Bank transfers or mobile money top-ups through YellowCard’s infrastructure

• Seamless fund transfers into JuniGo’s decentralized wallets with KYC compliance

Outcome:

SMEs in Nigeria and Ghana saw payment times drop from 5+ days to under 30 minutes. This unlocked global supply chain relationships and allowed them to negotiate better deals with suppliers. Over $1.2M in transaction volume was processed via YellowCard integration in Q2 2025 alone.

Story 3

Tazapay (Global trade payment and invoicing platform)

Partner:

Streamlining Trade Invoicing with Tazapay Integration for Southeast Asian Exporters

Use Case:

End-to-end invoice-backed payment and compliance

Challenge:

Exporters in Southeast Asia, particularly in Cambodia and the Philippines, needed a way to automate invoicing and payment compliance for shipments going into Africa and Latin America. Trust was a major issue, and many buyers resisted prepayment terms.

JuniGo + Tazapay Integration:

JuniGo collaborated with Tazapay to:

• Auto-generate smart invoices backed by digital contracts

• Enable secure payment escrow using USDC, unlocked upon shipping document verification

• Link payments to logistics updates, building trust between buyers and sellers

• Ensure all transactions met AML/KYC standards on both sides

Outcome:

A trading cooperative in Cambodia reduced disputes by 90%, while exports to Kenya and Nigeria increased by 300% over six months. JuniGo and Tazapay enabled real-time visibility and security on both ends, bringing fintech-grade clarity to emerging market trade.